Multiplex FAQ
Straight answers to the questions Toronto owners ask most. Policy answers link to official sources in our guide.
What is a multiplex?
A multiplex is a residential building with two to six self-contained units on one lot, for example a duplex, triplex, fourplex or sixplex. Each unit has its own kitchen, bathroom and entrance, and the units share the lot.
Can I build a fourplex or sixplex on my lot?
Fourplexes are generally permitted in residential neighbourhoods across Toronto. Sixplexes are currently permitted only in certain wards. Lot size, frontage, height, setbacks and heritage status all matter, so every address needs its own zoning check. (TODO verify against the City's current by-law.)
Should I convert my existing house or build new?
It depends on the condition of the structure, ceiling heights, foundation, and how many units you want. Converting is often faster and cheaper per unit; a new build gives you full control of layout and can reach the maximum unit count. A feasibility study compares both with real numbers for your property.
How long does a multiplex project take?
As a rough guide, design and permits take several months, and construction takes several more, depending on scope. We give you a project-specific schedule after the feasibility study. (TODO verify ranges with company project data.)
How much does a multiplex cost to build?
Costs vary widely with scope, finishes, site conditions and unit count. We do not publish a single number because it would be misleading. The feasibility study gives you a budget range for your specific property.
Do I have to pay development charges?
The City of Toronto has waived development charges for many small multiplex projects and offers a deferral program for qualifying garden and laneway suites. Eligibility rules apply, so confirm with the City for your project. (TODO verify current rules.)
Can I get CMHC MLI Select financing for a multiplex?
MLI Select is for rental properties with five or more units, so it can apply to some sixplex projects. It rewards commitments to affordability, energy efficiency or accessibility. A mortgage professional can confirm eligibility. (TODO verify.)
Do I need a Committee of Adjustment application?
Only if your design does not meet the zoning by-law and needs a minor variance. Many projects can be designed to comply as of right, which saves months. We identify this early in the feasibility stage.
Can I live in one unit and rent the others?
Yes. Many owners live in one unit and rent the rest. Financing, tax treatment and insurance differ from a fully rented building, so speak with your lender and accountant.
What areas do you serve?
We work across Toronto, with a focus on Toronto and East York, North York and Scarborough. The full list of neighbourhoods is in the footer. (TODO confirm service area.)
Information on this site is general in nature and is not legal, tax, financial or planning advice. Always confirm with the City of Toronto and qualified professionals.
Find out what your property can become
Tell us your address. We will check zoning, outline your options and give you an honest view on whether a multiplex makes sense. Free, with no obligation.